For immediate need: 513-561-9580
For immediate need: 513-561-9580
Not everyone likes to plan ahead, but pre-planning your funeral arrangements not only gives you a peace of mind about your final wishes being honored, but alleviates some of the stress and burden your loved ones are going through as they experience the grief associated with the loss.
We will sit down with you, discuss what you have in mind for your funeral, how your friends and family may want to memorialize and celebrate you, and what your options are to make that happen.
With a funded preplan, the funeral home has a blueprint of what you would like, and when we sit down with your family, there is no burden on your family to make decisions or double guess if this is what their loved one would want from them at this moment.
When you preplan your funeral arrangements, there are more options when it comes to funding the funeral. At the time of death, services must be paid in full, so having options ahead of time can also reduce other stress related to losing someone. Some of your options are below.
Pre-Need Insurance Policies are tailored to what you would like and locks in today's prices. Monthly Payments are determined on age and chosen length of payments. They do earn growth as you pay on it, and that growth helps pay for the increase in pricing throughout the years.
A Final Expense Policy is similar to a whole life insurance policy. You are covered under a set amount, and pay a monthly amount to keep that coverage. It leaves a set amount for your family to use, and anything that isn't used for funeral expenses can be applied to other expenses that may be incurred later.
You also have to option to get your own Life Insurance Policy from another company. That amount may, or may not, cover the final expenses. There is no gurantee also that the insurance company will pay the funeral home directly, which in most cases, will mean your family is paying out of pocket as the policy pay outs will be delayed by up to a few months.
You also have the option to pay your prearrangement in full in one payment. This will lock in most of the pricing to todays prices, without the monthly payments.
We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.
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